Southern Mutual Insurance Company

There When it Matters Most.

Welcome! 

With proven reliability since 1847, Southern Mutual is a property and casualty insurance company that provides full lines of personal and commercial insurance products through independent agents in
the States of Georgia and South Carolina.

There When it Matters Most.

Homeowners Insurance

Our Homeowners Insurance policies provide protection for your
home, and also extend to garages and other buildings,
household and personal possessions. More

There When it Matters Most.

Personal Automobile Insurance

Our Automobile Insurance policies provide coverage
for Bodily Injury and Property Damage Liability to others,
as well as for Physical Damage to your vehicle. More

There When it Matters Most.

Commercial Insurance

In recent years, we have expanded our Commercial Insurance
product offerings. We’re continuing to develop new products and
additional coverage in this dynamic segment of our business. More

There When it Matters Most.

Our History

The original charter of Southern Mutual Insurance Company was
issued by the Georgia Legislature on the 29th day of December, 1847.
Of the active insurance companies in the South, only the Mutual Assurance
Society of Virginia, founded in 1794, is older. More

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