Personal auto insurance offers you protection from legal suits brought against you for bodily injury to others or damage to someone's property, medical expenses incurred by you or passengers in your vehicle, bodily injury to you or your passengers or damage to your auto caused by an uninsured motorist, and physical damage to your auto.
Homeowners insurance is designed to protect your home and your personal belongings from damage due to fire, weather, burglary/theft, as well as insure for personal liability and third-party medical payments.
Dwelling Fire insurance is offered for tenant-occupied dwellings in good condition. Contents are excluded but personal liability can be added at a small additional cost.
The umbrella policy is designed to add liability coverages above your Personal Auto or Homeowner's policy limits. The Personal Umbrella program is offered for persons insured by Southern Mutual's homeowner or personal auto policy.
Southern Mutual is proud to offer a robust line of commercial insurance product offerings. We are continuing to develop additional products and coverages in this rapidly expanding segment of our business.