Learning Center

Safety Features to Look For in a Home

Fire Prevention & Safety Information

Please use the following as a checklist to determine how safe your home is, or as a guide to follow when moving into a new home. The more of the following safety features you have, the less likely you are to experience a fire or liability loss. In addition, some of the safety features below may qualify you for discounts on your homeowner’s insurance policy.

  • Smoke detectors installed
  • Heat detectors installed
  • Carbon monoxide detectors installed
  • Burglar alarm / security system installed
  • Fire extinguishers accessible and in working order
  • Dead-bolt locks installed
  • Sprinkler system installed
  • Fire wall (between multi-family dwellings)
  • Fire escapes accessible
  • Updated wiring adequate for appliances, etc.
  • Updated heating system inspected by safety professional
  • Supplemental heating systems, such as wood stove, coal stoves, pellet stoves, and fireplace inserts properly installed and adequately maintained.
  • Lightning rods installed
  • Outside antenna properly grounded
  • Pool fenced in and gate kept locked
  • Sidewalks in good condition
  • Handrails installed on all stairs with three or more steps
  • Dogs kept restrained
  • Children's play equipment in good condition
  • Flammable liquids such as gasoline/kerosene stored safely, preferably outside the house